If you are looking for a new bank to use, you might want to consider finding one that offers a mobile app. While most banks offer these today, some do not. Having a bank that offers a mobile app is helpful in many ways, and here are five of the top benefits of having a mobile app for your banking account. 1. Mobile Apps Provide 24-Hour Access One of the top benefits of using a mobile bank app is that it provides 24-hour access to your account.